The best time to get car insurance is getting before you meet with an accident. Nobody wants to ruin a perfectly beautiful day with a car accident. But such unfortunate events occur and when it hits you is best to know exactly what to do. Let's look at a step by step how to deal with a car accident and the steps for a successful claim with your insurance company car approach.
Step # 1: Emotions
Wham! Now that he has
Step # 2: First things first
Instead of worrying about how you will submit insurance claims make sure that all passengers with you during the time of the accident are unharmed. See if someone is injured and needs medical attention immediately, for monetary reasons should not prevail over the precious life of humans so keep your priorities straight. Active emergency lights so the oncoming traffic would be advised of the situation are not into you
Step # 3: Keep your distance
everyone out of the car and keep a safe distance between you and the crash site. The way the car could have been seriously damaged and raises the smoke at any time. Remember, no matter how expensive your car is issues can always be replaced, but not precious lives.
Step # 4: alert authorities
having regained his composure call the police and inform them of the accident. Give them accurate details and adhere to in reporting the facts. Call 911 for help. Give the correct location of the accident to help could be issued immediately.
Step # 5: Call the insurance company
call your insurance company to let them know of the accident. The faster you send a report, the faster their demands are met. It is important that you had chosen an auto insurance company that has a 24-hour hotline to report the accident at any time of day or night as is the case.
Step # 6: Do not admit fault
Never ever admit fault for the accident before getting the right facts. There are too many cases where people who are actually victims of the negligence of another person were at fault simply because they are not armed with the right knowledge of what to do in case of an accident. The authorities conclude that by making a thorough investigation.
Step # 7: Complete the Claim Form
most insurance companies have the form of complaints ready for you to fill so they can provide information about the accident to help them investigate. The sooner you do, the faster your claims will be served. It is imperative that you try to file a claim within 24 hours of the accident. Get all the documents ready for when present.
Step # 8: Prepare for calls
Now that you have filed claims, be prepared to call the insurance company. It is important to cooperate with the officers to give exact details as it is and stick to the facts. Do not give opinions, as it would be used against you in evaluating claims.
Step # 9: fixed cars
Now is the time to get everything back to normal. If the car was damaged by accident, get it fixed at the mechanic. Probably, you receive a phone call from the insurance company would be seeking information that would help them gain a better understanding of the event.
The insurance company is likely to post an insurance adjuster to determine the extent of damage before sending it to a pre-approved for repairs workshop.
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